PNB · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Punjab National Bank has released its Annual Report for FY 2025-26 with Global Business reaching ₹29.70 Lakh Crore. The Bank posted Total Income of ₹1,47,017 Crore and Net Profit of ₹16,904 Crore, up 1.6% YoY despite transitioning to New Tax Regime which added ₹3,324 Crore tax burden. The Board has recommended a dividend of ₹3 per equity share (150% of face value). Asset quality improved significantly with Gross NPA ratio falling to 2.95% from 3.95% and Net NPA at 0.29%. RAM (Retail, Agriculture, MSME) advances grew 12.1% to ₹6.76 Lakh Crore. The Bank crossed ₹1 Lakh Crore in digital lending sanctions and achieved 95%+ digital transactions. The Bank also appointed Ms. Harmanpreet Kaur as Brand Ambassador and launched its first Startup Branch in Delhi.
The Bank demonstrates sustained profitability with improving asset quality and strong digital adoption. The dividend recommendation and NPA reduction indicate financial health. The focus on RAM segments and digital transformation positions the bank well for future growth, though declining NIM remains a challenge.