What the business is, and whether it's a good one at a fair price.
Earns revenue from interest on loans, income from its treasury investment portfolio, fees from retail and corporate banking services, and ancillary banking activities. For the year-to-date period ending 31 December 2024, Corporate/Wholesale Banking contributed 42.2% of segment revenue (₹42,743.52 crore), Treasury Operations 28.0% (₹28,384.80 crore), Retail Banking 27.8% (₹28,152.35 crore) and Other Banking Operations 2.1% (₹2,084.08 crore). On a consolidated basis as of Q1 FY27, gross global business stood at ₹29.98 lakh crore, with advances of ₹12.73 lakh crore growing 12.7% year-on-year and deposits of ₹17.25 lakh crore growing 8.5%. Lending rates are anchored to MCLR ranging from 8.00% (overnight) to 9.10% (higher tenor), with the Repo-Linked Lending Rate at 8.10% and Base Rate at 9.50%. The principal cost driver is interest paid on deposits, which management describes as sticky, and the bank is mobilising USD 2.5 billion in FCNR(B) funds to lower funding costs. The Government of India holds 70.08% of paid-up capital, and the board has approved raising up to USD 1.5 billion in foreign currency through an MTN Programme at its GIFT City IFSC Banking Unit.
Measured from the filed financials, judged against its Public Sector Bank peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from PUNJAB NATIONAL BANK's filed financials and exchange disclosures
PUNJAB NATIONAL BANK is a Banks company listed on NSE and BSE, trading under the symbol PNB.
Yes. Over the trailing twelve months PUNJAB NATIONAL BANK reported a net profit of ₹20,603 Cr.
Yes. The dividend yield is 2.48% at the current price. It paid out 19% of its profit as dividend in FY26.
No..
On trailing P/E, PUNJAB NATIONAL BANK ranks 3 of 12 in Public Sector Bank — cheaper than 82% of them, against an industry median of 7.7×. This is a position, not a valuation judgement.
On a typical session PUNJAB NATIONAL BANK moves 0.90% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by PUNJAB NATIONAL BANK appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
