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NSE:PNB

PUNJAB NATIONAL BANK

Financial Services › Banks·NIFTY 100NIFTY 200NIFTY 500NIFTY INDIA FPI 150+7
₹120.31
at close · 28 Oct 2026
▼ 0.96 (-0.79%)

Latest filings

  1. PNB resubmits September 2026 financial results with no changes · Compliance
  2. Q2 FY27 earnings show stronger margins and asset quality · Investor Communications
  3. Notice to shareholders on SEBI special window for physical share demat · Compliance
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Earns revenue from interest on loans, income from its treasury investment portfolio, fees from retail and corporate banking services, and ancillary banking activities. For the year-to-date period ending 31 December 2024, Corporate/Wholesale Banking contributed 42.2% of segment revenue (₹42,743.52 crore), Treasury Operations 28.0% (₹28,384.80 crore), Retail Banking 27.8% (₹28,152.35 crore) and Other Banking Operations 2.1% (₹2,084.08 crore). On a consolidated basis as of Q1 FY27, gross global business stood at ₹29.98 lakh crore, with advances of ₹12.73 lakh crore growing 12.7% year-on-year and deposits of ₹17.25 lakh crore growing 8.5%. Lending rates are anchored to MCLR ranging from 8.00% (overnight) to 9.10% (higher tenor), with the Repo-Linked Lending Rate at 8.10% and Base Rate at 9.50%. The principal cost driver is interest paid on deposits, which management describes as sticky, and the bank is mobilising USD 2.5 billion in FCNR(B) funds to lower funding costs. The Government of India holds 70.08% of paid-up capital, and the board has approved raising up to USD 1.5 billion in foreign currency through an MTN Programme at its GIFT City IFSC Banking Unit.

Revenue mix · reported segments
Corporate/Wholesale Banking42.2%
Treasury Operations28.0%
Retail Banking27.8%
Other Banking Operations2.1%
Operating scale
Gross global business
₹29.98 lakh croreQ1 FY27
Advances
₹12.73 lakh crore (+12.7% YoY)Q1 FY27
Deposits
₹17.25 lakh crore (+8.5% YoY)Q1 FY27
MCLR range
8.00% (overnight) to 9.10% (higher tenor); RLLR 8.10%; Base Rate 9.50%Effective 1 Aug 2026
FCNR(B) mobilisation target
USD 2.5 billion (USD 425m done in Q1 FY27)FY27
Branch expansion plan
250 new branchesFY27
Who pays it
Corporate borrowers, retail deposit and loan customers, treasury counterparties and ancillary banking customers
Biggest cost
Interest paid on deposits, which management flags as sticky, with FCNR(B) mobilisation targeted to lower funding cost
Kind of business
Public sector commercial bank, interest-rate sensitive, with improving asset quality
Where it sits
Government of India holds 70.08% of paid-up capital; among India's public sector banks with advances of ₹12.73 lakh crore and CRAR of 18.13%
Market Cap
₹1.38 L Cr
P / E (TTM)
6.3×
EV / EBITDA
—
Div Yield
2.40%
Growth
—·
Revenue 5y CAGR
PAT +51.4% · EBITDA —
Quality
—·
ROCE (FY26)
ROE — · margin —
Leverage
—·
Debt / Equity · not read for a lender
Moves on a normal day
0.93%·
Median daily move
Last 267 sessions · the yardstick for filing-day moves
Where it sits among 11 Public Sector Bank peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#4/12
Profit growth#1/12

Scorecard

Measured from the filed financials, judged against its Public Sector Bank peers · as of FY26 — not investment advice

Strengths
Profit compounding 51% a year over 5 years
Concerns
EPS grew slower than profit — the share count rose (bonus or dilution)

Charts

How has the market priced it — with filings on the timeline?

PNB · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from PUNJAB NATIONAL BANK's filed financials and exchange disclosures

What does PUNJAB NATIONAL BANK do?

PUNJAB NATIONAL BANK is a Banks company listed on NSE and BSE, trading under the symbol PNB.

Is PUNJAB NATIONAL BANK profitable?

Yes. Over the trailing twelve months PUNJAB NATIONAL BANK reported a net profit of ₹20,603 Cr.

Does PUNJAB NATIONAL BANK pay a dividend?

Yes. The dividend yield is 2.40% at the current price. It paid out 19% of its profit as dividend in FY26.

Is PUNJAB NATIONAL BANK expensive compared with its peers?

On trailing P/E, PUNJAB NATIONAL BANK ranks 4 of 12 in Public Sector Bank — cheaper than 73% of them, against an industry median of 7.5×. This is a position, not a valuation judgement.

How much does the PUNJAB NATIONAL BANK share price move in a day?

On a typical session PUNJAB NATIONAL BANK moves 0.93% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.

Where can I track PUNJAB NATIONAL BANK's announcements?

Every NSE and BSE filing by PUNJAB NATIONAL BANK appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.