PNBNSEPunjab National Bank· BanksHighPositive
Announced Wed, 7 May · 14:37 IST

Outcome of Board Meeting under Regulation 30 and 51 of SEBI (LODR) Regulations, 2015

Pat Growth 25pctEbitda Margin CompressionResults View source PDF

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Awaiting price reaction for this filing.

AI summary

Punjab National Bank's board approved audited standalone and consolidated financial results for Q4 and FY ended March 31, 2025. Standalone net profit for FY25 nearly doubled to Rs. 16,630 crore from Rs. 8,245 crore in FY24, with Q4 standalone net profit at Rs. 4,567 crore (up ~52% YoY). Consolidated FY25 net profit also more than doubled to Rs. 18,480 crore from Rs. 9,107 crore. Asset quality improved sharply, with gross NPA ratio falling to 3.95% from 5.73% and net NPA ratio to 0.40% from 0.73%. The bank recommended a dividend of Rs. 2.90 per share (145% on face value of Rs. 2) and proposed raising up to Rs. 8,000 crore through Basel III-compliant Additional Tier-1 and Tier-2 bonds in FY26. Capital adequacy ratio stood healthy at 17.01%, and auditors issued an unmodified opinion on the results.

Likely market impact

Strong earnings doubling and improving asset quality are positive for shareholders, while the proposed Rs. 8,000 crore bond issuance could lead to some dilution of capital metrics but supports future growth. The 145% dividend is a meaningful payout signal and should be viewed favorably by retail investors.