PNBBSEPUNJAB NATIONAL BANKMediumNeutral
Announced Sat, 18 Jul · 12:46 IST

PNB Q1 FY27: Net Profit Rs 5,253 Cr, GNPA Falls to 2.78%

Mgmt Guided Margin ImprovementInvestor Communications View source PDF

PNB · price

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Price reaction · full curve 14 horizons · vs prior close
+5.8%1-day move
₹105.85
prior close
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After-mkt
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+5.8+4.5+3.9+4.3+5.4
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AI summary

PNB reported Q1 FY27 net profit of Rs 5,253 Cr, up 213.6% YoY (boosted by lower tax base). Operating profit rose 6.2% YoY to Rs 7,519 Cr. Global business grew 10.2% YoY to Rs 29.98 lakh Cr. GNPA improved 100 bps YoY to 2.78%, NNPA at 0.28%. NIM at 2.50% vs guidance of 2.60-2.70%. ROA at 1.04%. FY27 guidance: credit growth 12-13%, NIM 2.60-2.70%.

Likely market impact

Asset quality improving and credit growth healthy, but NIM and NII growth below FY27 guidance.