PNBNSEPunjab National Bank· BanksLowNeutral
Announced Wed, 7 May · 14:57 IST

Punjab National Bank has informed the Exchange regarding a press release dated May 07, 2025, titled "Press Release on the Financial Results for quarter/financial year ended31.03.2025".

PNB · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

Punjab National Bank reported a strong set of numbers for FY25 and Q4 FY25. Net profit more than doubled to ₹16,630 crore for the full year (up 101.7% YoY), with Q4 FY25 profit at ₹4,567 crore (up 51.7% YoY). Asset quality improved sharply, with gross NPAs falling to 3.95% (from 5.73%) and net NPAs dropping to 0.40% (from 0.73%). Global business grew 14% to ₹26.83 lakh crore, with deposits up 14.4% and advances up 13.6%. Return on equity jumped to 19.33% for FY25 from 11.66% last year, and capital adequacy ratio (CRAR) strengthened to 17.01%. Net interest income stood at ₹42,782 crore for the year, with net interest margin at 2.93%.

Likely market impact

These are clearly positive results — record profit growth, significant improvement in asset quality, and strong business expansion should support investor sentiment and likely boost the stock price. The sharp reduction in bad loans and doubling of profits signal a turnaround story for shareholders.