Punjab & Sind Bank has informed the Exchange regarding a press release dated July 19, 2025, titled "Financial Results For The Quarter Ended 30th June 2025".
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Awaiting price reaction for this filing.
Punjab & Sind Bank reported strong Q1 FY2025-26 results with net profit rising 47.80% YoY to ₹269 Cr (from ₹182 Cr) and operating profit up 70.35% to ₹540 Cr. Total business grew 10.94% to ₹2,31,132 Cr, driven by total advances growth of 13.92% and retail advances growth of 29%. Asset quality improved significantly, with Gross NPA falling 138 bps to 3.34% and Net NPA down 68 bps to 0.91%. Total income grew 18.73% to ₹3,379 Cr while cost-to-income ratio improved sharply from 69.67% to 60.55%. The bank also improved its CRAR to 17.90% and Return on Assets to 0.67%.
Strong profit growth, improving asset quality, and better operational efficiency are positive signals for shareholders; the stock is likely to react favorably given the broad-based improvement across key metrics.