PUNJAB & SIND BANK
Latest filings
- Q2 FY27 profit rises nearly 40%; margins and asset quality improve · Investor Communications
- Analyst Meet Recording for Q2 / H1 FY27 Results · Investor Communications
- PSB publishes Q2 and H1 FY27 reviewed financial results · Compliance
Snapshot
What the business is, and whether it's a good one at a fair price.
A public sector commercial bank, it earns primarily from three business lines — corporate/wholesale banking, retail banking, and treasury operations. As of the YTD period ending 31 December 2024, corporate/wholesale banking generated 38.4% of segment revenue, retail banking 32.5%, and treasury 28.9%. The bank lends to retail, agriculture, and MSME borrowers (together called RAM advances, which made up about 60% of the loan book at Q1 FY27) and to corporate and NBFC clients. It also takes deposits from customers and runs a treasury book that invests in government securities and other instruments. The largest cost is interest paid on deposits, which funds the loan book. Asset quality has improved, with gross NPA falling to 2.21% (Q1 FY27) from 3.34% a year earlier.
Scorecard
Measured from the filed financials, judged against its Public Sector Bank peers · as of FY26 — not investment advice
Not enough history to assess.Charts
How has the market priced it — with filings on the timeline?
PSB · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Peers
How does it stack up on valuation, returns and growth?
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Financials
Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Ownership
Who owns it — and is the promoter stake clean?
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Common questions
Answered from PUNJAB & SIND BANK's filed financials and exchange disclosures
What does PUNJAB & SIND BANK do?
PUNJAB & SIND BANK is a Banks company listed on NSE and BSE, trading under the symbol PSB.
Is PUNJAB & SIND BANK profitable?
Yes. Over the trailing twelve months PUNJAB & SIND BANK reported a net profit of ₹1,384 Cr.
Does PUNJAB & SIND BANK pay a dividend?
Yes. The dividend yield is 0.38% at the current price. It paid out 4% of its profit as dividend in FY26.
Is PUNJAB & SIND BANK expensive compared with its peers?
On trailing P/E, PUNJAB & SIND BANK ranks 10 of 12 in Public Sector Bank — cheaper than 18% of them, against an industry median of 7.5×. This is a position, not a valuation judgement.
How much does the PUNJAB & SIND BANK share price move in a day?
On a typical session PUNJAB & SIND BANK moves 1.08% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.
Where can I track PUNJAB & SIND BANK's announcements?
Every NSE and BSE filing by PUNJAB & SIND BANK appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.