What the business is, and whether it's a good one at a fair price.
A public sector commercial bank, it earns primarily from three business lines — corporate/wholesale banking, retail banking, and treasury operations. As of the YTD period ending 31 December 2024, corporate/wholesale banking generated 38.4% of segment revenue, retail banking 32.5%, and treasury 28.9%. The bank lends to retail, agriculture, and MSME borrowers (together called RAM advances, which made up about 60% of the loan book at Q1 FY27) and to corporate and NBFC clients. It also takes deposits from customers and runs a treasury book that invests in government securities and other instruments. The largest cost is interest paid on deposits, which funds the loan book. Asset quality has improved, with gross NPA falling to 2.21% (Q1 FY27) from 3.34% a year earlier.
Measured from the filed financials, judged against its Public Sector Bank peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from PUNJAB & SIND BANK's filed financials and exchange disclosures
PUNJAB & SIND BANK is a Banks company listed on NSE and BSE, trading under the symbol PSB.
Yes. Over the trailing twelve months PUNJAB & SIND BANK reported a net profit of ₹1,384 Cr.
Yes. The dividend yield is 0.31% at the current price. It paid out 4% of its profit as dividend in FY26.
No..
On trailing P/E, PUNJAB & SIND BANK ranks 11 of 12 in Public Sector Bank — cheaper than 9% of them, against an industry median of 7.7×. This is a position, not a valuation judgement.
On a typical session PUNJAB & SIND BANK moves 1.08% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by PUNJAB & SIND BANK appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
