Punjab & Sind Bank has informed the Exchange regarding 'Provisional Business Figures Of The Bank'.
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Punjab & Sind Bank has disclosed provisional business figures for FY 2025-26 ending March 31, 2026. Total business grew 14.98% year-on-year to Rs 2,63,750 crore, driven by strong loan growth. Gross advances jumped 18.39% to Rs 1,17,920 crore, significantly outpacing deposit growth of 12.37% to Rs 1,45,830 crore. The bank's credit-deposit ratio improved to 80.86% from 76.75%, indicating stronger asset growth relative to liabilities. CASA deposits rose 10.01% to Rs 44,873 crore, though CASA ratio declined slightly to 30.77% from 31.43% as term deposits grew faster. The figures are provisional and subject to audit by statutory auditors.
The strong 18.39% loan growth and improved CD ratio suggest healthy asset expansion, which could support net interest income. However, the declining CASA ratio may pressure deposit costs going forward. The figures are positive for the bank's revenue trajectory.