The Company has issued an Investor presentation highlighting its performance highlights as per the Audited Standalone Financial Statement of Q4 and Financial year ended 2026.
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Raama Finance Limited, a BSE-listed RBI-registered NBFC, reported a strong first full year of scaled operations in FY26 with total income of Rs. 12.13 Crores — a 30x jump from Rs. 0.4 Crores in FY25 — driven by its digital lending platform FastSalary. Profit after tax stood at Rs. 3.24 Crores at a 26.7% margin, with Q4 alone delivering Rs. 9.69 Crores in revenue and Rs. 2.63 Crores in PAT (about 80% of full-year numbers). FastSalary crossed Rs. 35 Crores in cumulative disbursements and onboarded over 9,000 customers in its first year, with an outstanding loan book of Rs. 24.87 Crores. Total assets grew to Rs. 43.96 Crores, supported by Rs. 23.17 Crores of capital raised during the year, while the balance sheet remains conservative with a debt-to-equity ratio of just 0.10x. Returns were healthy for a young NBFC: ROE of 11.0%, ROA of 7.4%, and book value per share of Rs. 3.61.
This is a positive update showing a turnaround story with rapid scale-up, improving profitability and a clean balance sheet, which could boost investor confidence. Shareholders should note that growth is heavily concentrated in the new FastSalary platform, so future performance hinges on continued customer acquisition and loan book expansion in FY27.