What the business is, and whether it's a good one at a fair price.
Operates as an RBI-registered non-banking financial company, running a digital lending platform called FastSalary that disburses loans to salaried individuals. Revenue in FY26 came from interest on loans of Rs. 705.08 Lakhs and fees and commission income of Rs. 346.47 Lakhs, with total income of Rs. 12.13 Crores — nearly all of it booked in Q4 FY26 alone (Rs. 9.69 Crores). In its first full year of scaled operations, the platform crossed Rs. 35 Crores in cumulative disbursements, onboarded over 9,000 customers and ended the year with an outstanding loan book of Rs. 24.87 Crores. The balance sheet stood at Rs. 43.96 Crores in total assets, supported by Rs. 23.17 Crores of capital raised during the year, with a debt-to-equity ratio of 0.10x. The board has approved proposals to raise the overall borrowing limit to about Rs. 200 Crores and issue secured redeemable non-convertible debentures of up to Rs. 100 Crores via private placement for lending, refinancing and general purposes, and has signed a Rs. 5 Crore term loan with Mufin Green Finance Limited, secured by receivables at 120% and a pledge of promoter shares at 2.5x. Cash flow from operating activities was -Rs. 949.99 Lakhs, reflecting heavy outflows in loan disbursements during the ramp-up.
Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
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How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from RAAMA FINANCE LIMITED's filed financials and exchange disclosures
RAAMA FINANCE LIMITED is a Finance company listed on BSE.
Yes. Over the trailing twelve months RAAMA FINANCE LIMITED reported a net profit of ₹3 Cr on revenue of ₹12 Cr.
Not in the latest reported year — RAAMA FINANCE LIMITED's dividend payout for FY26 was nil.
Effectively yes. It holds ₹3 Cr more cash than debt. Debt stands at 0.00× equity.
On trailing P/E, RAAMA FINANCE LIMITED ranks 170 of 212 in Non Banking Financial Company (NBFC) — cheaper than 20% of them, against an industry median of 18.2×. This is a position, not a valuation judgement.
On a typical session RAAMA FINANCE LIMITED moves 1.97% — that is the median absolute close-to-close move across its last 268 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by RAAMA FINANCE LIMITED appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
