RAAMA FINANCE LIMITED
Latest filings
- Q2 FY27 dematerialisation compliance certificate filed with BSE · Compliance
- Statutory Auditor M/s Goyal Nagpal and Co resigns mid-term · Management Changes
- Scrutinizer's Report on 33rd AGM voting results - Raama Finance · Board & Shareholder Meetings
Snapshot
What the business is, and whether it's a good one at a fair price.
Operates as an RBI-registered non-banking financial company, running a digital lending platform called FastSalary that disburses loans to salaried individuals. Revenue in FY26 came from interest on loans of Rs. 705.08 Lakhs and fees and commission income of Rs. 346.47 Lakhs, with total income of Rs. 12.13 Crores — nearly all of it booked in Q4 FY26 alone (Rs. 9.69 Crores). In its first full year of scaled operations, the platform crossed Rs. 35 Crores in cumulative disbursements, onboarded over 9,000 customers and ended the year with an outstanding loan book of Rs. 24.87 Crores. The balance sheet stood at Rs. 43.96 Crores in total assets, supported by Rs. 23.17 Crores of capital raised during the year, with a debt-to-equity ratio of 0.10x. The board has approved proposals to raise the overall borrowing limit to about Rs. 200 Crores and issue secured redeemable non-convertible debentures of up to Rs. 100 Crores via private placement for lending, refinancing and general purposes, and has signed a Rs. 5 Crore term loan with Mufin Green Finance Limited, secured by receivables at 120% and a pledge of promoter shares at 2.5x. Cash flow from operating activities was -Rs. 949.99 Lakhs, reflecting heavy outflows in loan disbursements during the ramp-up.
Scorecard
Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice
Strengths
Concerns
Charts
How has the market priced it — with filings on the timeline?
Price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Peers
How does it stack up on valuation, returns and growth?
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Financials
Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Ownership
Who owns it — and is the promoter stake clean?
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Common questions
Answered from RAAMA FINANCE LIMITED's filed financials and exchange disclosures
What does RAAMA FINANCE LIMITED do?
RAAMA FINANCE LIMITED is a Finance company listed on BSE.
Is RAAMA FINANCE LIMITED profitable?
Yes. Over the trailing twelve months RAAMA FINANCE LIMITED reported a net profit of ₹3.06 Cr on revenue of ₹12 Cr.
Does RAAMA FINANCE LIMITED pay a dividend?
Not in the latest reported year — RAAMA FINANCE LIMITED's dividend payout for FY26 was nil.
Is RAAMA FINANCE LIMITED expensive compared with its peers?
On trailing P/E, RAAMA FINANCE LIMITED ranks 138 of 200 in Non Banking Financial Company (NBFC) — cheaper than 31% of them, against an industry median of 18.5×. This is a position, not a valuation judgement.
How much does the RAAMA FINANCE LIMITED share price move in a day?
On a typical session RAAMA FINANCE LIMITED moves 1.96% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.
Where can I track RAAMA FINANCE LIMITED's announcements?
Every NSE and BSE filing by RAAMA FINANCE LIMITED appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.