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BSEReal Touch Finance Ltd· FinanceHighNeutral
Announced Thu, 12 Feb, 2026 · 17:24 IST

Unaudited Financial Results for the quarter and nine months ended 31st December 2025.

Revenue growth above 20%EBITDA margin compressionResults View source PDFExplain this filing

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

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₹49.56
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Nifty Microcap 250market · in no size index; the smallest one is used-1.5%+2.4% vs market
Other Financial Services peers, median of 81sector+0.0%+0.9% vs sector

On the reaction day the stock moved 2.4 pts more than Nifty Microcap 250 and 0.9 pts more than its Other Financial Services peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

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AI summary

Real Touch Finance, an NBFC, reported standalone unaudited results for Q3 FY26 and the nine months ended December 2025. Revenue from operations rose to ₹871.59 lakh in Q3 (vs ₹759.13 lakh in Q3 FY25, +14.8%) and to ₹2,556.36 lakh for 9M FY26 (vs ₹2,083.68 lakh, +22.7%). However, total expenses jumped to ₹763.91 lakh in Q3 (+38.6% YoY) and ₹2,253.51 lakh for 9M (+42.2%), driven by sharply higher finance costs (₹1,352.61 lakh, +29%) and a steep rise in impairment on financial instruments (₹316.20 lakh vs ₹39.57 lakh, roughly 8x). Profit after tax fell to ₹85.75 lakh in Q3 (-50% YoY) but rose modestly to ₹422.42 lakh for 9M (+7.5%). Basic EPS stood at ₹0.68 for the quarter and ₹3.33 for 9M.

Likely market impact

Despite strong top-line growth, sharply higher finance costs and asset-quality provisions (impairment charges) significantly squeezed quarterly profits, indicating margin pressure and rising credit risk in the loan book. Investors should watch the trend in impairment provisions and finance costs in upcoming quarters.