What the business is, and whether it's a good one at a fair price.
Operates as a non-banking financial company (NBFC), earning most of its income from interest on loans extended to borrowers. For FY26, revenue from operations stood at Rs 3,917.39 lakhs, up 36.65% from Rs 2,866.68 lakhs in FY25, with total income at Rs 4,044.85 lakhs. In Q1 FY27, interest income was Rs 794.57 lakhs against total income of Rs 864.29 lakhs, confirming lending as the main line of business. The company carries outstanding borrowings of Rs 253.99 crore as of March 31, 2026, and finance costs rose to Rs 585.23 lakh in Q1 FY27 from Rs 406.86 lakh a year earlier, making interest expense its dominant cost. Total assets stood at Rs 32,150.47 lakhs at FY26 year-end, and impairment on financial instruments jumped to Rs 504.64 lakhs from Rs 62.54 lakhs. The company is restructuring - it approved the closure of 8 Tamil Nadu branches (Arani, Kanchipuram, Vandavasi, Tindivanam, Villupuram, Tiruvannamalai, Chengalpattu, Thiruvallur) effective July 10, 2026, with accounts to be serviced from the corporate branch in Chennai, and in April 2026 it transferred an identified loan portfolio of Rs 13.03 crore. Funds are raised through instruments like secured NCDs (Rs 2.56 crore allotted in March 2026) and the company carries a credit rating of IVR BBB/Stable from Infomerics.
Measured from the filed financials, judged against its Other Financial Services peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from Real Touch Finance Limited's filed financials and exchange disclosures
Real Touch Finance Limited is a Finance company listed on BSE.
Yes. Over the trailing twelve months Real Touch Finance Limited reported a net profit of ₹5 Cr on revenue of ₹37 Cr.
Not in the latest reported year — Real Touch Finance Limited's dividend payout for FY26 was nil.
Effectively yes. It holds ₹0 Cr more cash than debt. Debt stands at 0.00× equity.
On trailing P/E, Real Touch Finance Limited ranks 33 of 95 in Other Financial Services — cheaper than 66% of them, against an industry median of 17.9×. This is a position, not a valuation judgement.
On a typical session Real Touch Finance Limited moves 4.39% — that is the median absolute close-to-close move across its last 211 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by Real Touch Finance Limited appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
