Announced Thu, 12 Feb · 16:58 IST

Unaudited Financial results for the quarter ended and nine months ended 31st December 2025.

Revenue Growth 20pctEbitda Margin CompressionResults View source PDF

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AI summary

Real Touch Finance Ltd reported Q3 FY26 revenue from operations of Rs 871.59 lakhs, up about 15% year-on-year from Rs 759.13 lakhs. For the nine months ended December 2025, revenue from operations rose nearly 23% to Rs 2,556.36 lakhs, supported by higher interest income. However, Q3 net profit fell sharply to Rs 85.75 lakhs from Rs 171.89 lakhs a year ago, dragged by a 47% jump in finance costs and a steep rise in impairment provisions on financial instruments. Nine-month PAT grew only about 7.5% to Rs 422.42 lakhs, with basic EPS at Rs 3.33 versus Rs 3.10. Statutory auditor G.S. Chugh & Associates issued an unqualified limited review report with no qualifications or emphasis-of-matter remarks.

Likely market impact

Revenue growth is being eroded by rising borrowing costs and significantly higher loan-loss provisions, leading to sharp Q3 margin compression and a 50% YoY drop in quarterly profit. Shareholders should monitor asset quality and finance-cost trends closely, as profitability pressure may persist if impairment levels remain elevated.