Press release of audited financial results for FY 2025-26
REPCOHOME · price
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Repco Home Finance reported strong growth in FY26 with loan sanctions up 28% to Rs 4,519 crore and disbursements up 26% to Rs 4,148 crore. The loan book expanded 9.6% to Rs 15,880 crore, with a healthy 53% non-salaried and 47% salaried segment mix. Asset quality improved notably — GNPA fell to 2.55% from 3.26% YoY, and NNPA declined to 1.17% from 1.32%, with Stage-3 coverage at 55%. Q4 net profit grew 19% sequentially to Rs 129 crore, while full-year net profit was flat at Rs 453 crore as ROE dipped to 13.0% from 14.7%. Net interest income grew 9% to Rs 812 crore for the year. Capital adequacy remains robust at 35.38%, well above the 15% regulatory minimum.
The results reflect healthy loan growth and improving asset quality, though the flat net profit and slight ROE compression warrant monitoring. The strong capital position provides room for further growth.