REPCO HOME FINANCE LTD
Latest filings
- ESG rating of 71.70 assigned by SES ESG Research · General
- Repco Home Finance receives strong Crisil ESG rating of 64 · Business Updates
- Repco Home Finance gets strong ESG rating of 62 · General
Snapshot
What the business is, and whether it's a good one at a fair price.
Lends money for housing and related purposes to individual borrowers, primarily in Tamil Nadu. In FY26, total revenue from operations was Rs. 1,792 crore and net profit was Rs. 475.42 crore, with the entire segment revenue classified under 'housing related finance' (Rs. 1,793.9 crore). The loan book stood at Rs. 15,880 crore at the end of FY26, of which 71% is home loans (HL) and 29% is non-home loans (non-HL); 46% of borrowers are salaried and 54% are non-salaried. Tamil Nadu accounts for 60% of disbursements, with Karnataka, Andhra Pradesh, Telangana and Maharashtra being the other geographies. FY26 disbursements were a record Rs. 4,148 crore, up 26% year-on-year, and management has guided Rs. 5,000 crore of disbursements and Rs. 18,000 crore of AUM for FY27, with a longer-term AUM target of Rs. 25,000 crore by FY29. The company earns a net interest margin of 5.38% on a cost of funds of 8.56%, with a target spread of 3.2-3.25% for FY27. Asset quality improved during the year, with GNPA falling to 2.55% from 3.26% and stage-2 assets falling to 7% from 9.5%. Funding is raised through bank borrowings, NHB refinance, non-convertible debentures and commercial paper; the credit rating is AA-.
Scorecard
Measured from the filed financials, judged against its Housing Finance Company peers · as of FY26 — not investment advice
Not enough history to assess.Charts
How has the market priced it — with filings on the timeline?
REPCOHOME · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Peers
How does it stack up on valuation, returns and growth?
Loading peers…
Financials
Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
Loading financials…
Ownership
Who owns it — and is the promoter stake clean?
Loading shareholding…
Sign up to see the full company file
Governance, sustainability, compliance, earnings calls, presentations, events, reactions and the full filings feed — free with an account.
Common questions
Answered from REPCO HOME FINANCE LTD's filed financials and exchange disclosures
What does REPCO HOME FINANCE LTD do?
REPCO HOME FINANCE LTD is a Finance company listed on NSE and BSE, trading under the symbol REPCOHOME.
Is REPCO HOME FINANCE LTD profitable?
Yes. Over the trailing twelve months REPCO HOME FINANCE LTD reported a net profit of ₹482 Cr on revenue of ₹1,819 Cr.
Does REPCO HOME FINANCE LTD pay a dividend?
Yes. The dividend yield is 2.80% at the current price. It paid out 11% of its profit as dividend in FY26.
Is REPCO HOME FINANCE LTD expensive compared with its peers?
On trailing P/E, REPCO HOME FINANCE LTD ranks 3 of 17 in Housing Finance Company — cheaper than 88% of them, against an industry median of 10.1×. This is a position, not a valuation judgement.
How much does the REPCO HOME FINANCE LTD share price move in a day?
On a typical session REPCO HOME FINANCE LTD moves 1.20% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.
Where can I track REPCO HOME FINANCE LTD's announcements?
Every NSE and BSE filing by REPCO HOME FINANCE LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.