What the business is, and whether it's a good one at a fair price.
Lends money for housing and related purposes to individual borrowers, primarily in Tamil Nadu. In FY26, total revenue from operations was Rs. 1,792 crore and net profit was Rs. 475.42 crore, with the entire segment revenue classified under 'housing related finance' (Rs. 1,793.9 crore). The loan book stood at Rs. 15,880 crore at the end of FY26, of which 71% is home loans (HL) and 29% is non-home loans (non-HL); 46% of borrowers are salaried and 54% are non-salaried. Tamil Nadu accounts for 60% of disbursements, with Karnataka, Andhra Pradesh, Telangana and Maharashtra being the other geographies. FY26 disbursements were a record Rs. 4,148 crore, up 26% year-on-year, and management has guided Rs. 5,000 crore of disbursements and Rs. 18,000 crore of AUM for FY27, with a longer-term AUM target of Rs. 25,000 crore by FY29. The company earns a net interest margin of 5.38% on a cost of funds of 8.56%, with a target spread of 3.2-3.25% for FY27. Asset quality improved during the year, with GNPA falling to 2.55% from 3.26% and stage-2 assets falling to 7% from 9.5%. Funding is raised through bank borrowings, NHB refinance, non-convertible debentures and commercial paper; the credit rating is AA-.
Measured from the filed financials, judged against its Housing Finance Company peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from REPCO HOME FINANCE LTD's filed financials and exchange disclosures
REPCO HOME FINANCE LTD is a Finance company listed on NSE and BSE, trading under the symbol REPCOHOME.
Yes. Over the trailing twelve months REPCO HOME FINANCE LTD reported a net profit of ₹482 Cr on revenue of ₹1,819 Cr.
Yes. The dividend yield is 2.35% at the current price. It paid out 11% of its profit as dividend in FY26.
Effectively yes. It holds ₹287 Cr more cash than debt. Debt stands at 0.00× equity.
On trailing P/E, REPCO HOME FINANCE LTD ranks 3 of 17 in Housing Finance Company — cheaper than 88% of them, against an industry median of 13.3×. This is a position, not a valuation judgement.
On a typical session REPCO HOME FINANCE LTD moves 1.14% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by REPCO HOME FINANCE LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
