Repco Home Finance Limited has informed the Exchange regarding a press release dated August 07, 2025, titled "Press release of Un-audited Financial Results of the company for the quarter ended on 30th June, 2025".
REPCOHOME · price
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Awaiting price reaction for this filing.
Repco Home Finance reported its Q1 FY26 results showing strong year-on-year loan growth but a sequential decline in profit. Loan sanctions rose 24.7% YoY to Rs. 907 crores and disbursements grew 21.8% to Rs. 829 crores. Net profit stood at Rs. 108 crores, up 2.4% YoY but down from Rs. 115 crores in the previous quarter (Q4 FY25). Total income increased 5.9% YoY to Rs. 441 crores, while net interest income grew 9.5% to Rs. 191 crores. The overall loan book reached Rs. 14,690 crores, up 7.2% YoY, with housing loans making up 72.4% and retail loans accounting for 100% of the book. Asset quality improved significantly, with GNPA ratio falling to 3.3% from 4.3% YoY and net NPA ratio declining to 1.2% from 1.7%. The company maintained a strong capital adequacy ratio of 38.69%, well above the regulatory minimum of 15%.
Strong YoY growth in sanctions, disbursements, and improved asset quality are positives that signal business momentum and balance sheet strength. However, the sequential drop in net profit and lower return ratios (ROA of 2.9% vs 3.3% in Q4 FY25; ROE of 14.0% vs 15.4%) may weigh on near-term investor sentiment.