Repco Home Finance Limited has informed the Exchange regarding a press release dated May 16, 2025, titled "Press release of Audited Financial results of the Company for the financial year ended on 31st March, 2025".
REPCOHOME · price
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Repco Home Finance reported FY25 net profit of Rs. 439 crores, up 11% from Rs. 395 crores in FY24, with total income rising 12% to Rs. 1,725 crores. Q4 FY25 net profit grew 6% YoY to Rs. 115 crores on a 10% rise in total income to Rs. 435 crores. Loan disbursements for the year stood at Rs. 3,284 crores (+5% YoY), with the overall loan book reaching Rs. 14,492 crores, a 7% increase. Asset quality improved notably, with Gross NPA falling to 3.3% (from 4.1%) and Net NPA at 1.3% (from 1.5%). The company maintained a strong capital adequacy ratio of 34.7%, well above the regulatory minimum of 15%, and operates 189 branches plus 44 satellite centres across 13 states.
The results reflect steady business growth, improving asset quality, and healthy profitability with a 15.2% return on equity. The strong capital adequacy and reduction in NPAs are positive signals for shareholders, though RoE has dipped slightly from 15.8% to 15.2% YoY.