Repco Home Finance Limited has informed the Exchange about Investor Presentation
REPCOHOME · price
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Awaiting price reaction for this filing.
Repco Home Finance filed its Q1FY26 earnings presentation with the exchanges. Loan sanctions grew 25% year-on-year to Rs. 906.6 crore, while disbursements rose 22% YoY to Rs. 828.9 crore. Total income increased 6% YoY to Rs. 440.7 crore and net profit grew 2% YoY to Rs. 108 crore. Asset quality improved with GNPA falling to 3.30% from 4.25% YoY and stage-2 assets declining to 9.67%. The overall loan book stood at Rs. 14,690 crore, with capital adequacy ratio at a strong 38.69%. However, on a sequential basis, sanctions fell 14% and disbursements dropped 15% compared to Q4FY25, and ROE compressed to 14.0% from 16.3% YoY with spread narrowing to 3.3% from 3.4%.
Mixed picture for shareholders: solid YoY business growth and improving asset quality are positives, but the sequential slowdown in sanctions and disbursements, along with declining return ratios (ROE down from 16.3% to 14.0%), may limit upside momentum in the near term. The strong capital adequacy of 38.69% provides cushion for future growth.