Repco Home Finance Limited has informed the Exchange about Investor Presentation
REPCOHOME · price
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Repco Home Finance reported Q4FY26 net profit of Rs. 129 crores, up 4% year-on-year. Loan sanctions jumped 25% to Rs. 1,320 crores and disbursements rose 22% to Rs. 1,186 crores compared to Q4FY25. Asset quality improved significantly with GNPA declining to 2.55% from 3.26% a year ago, while stage-2 assets also fell to 7.02%. The total loan book grew 10% year-on-year to Rs. 15,880 crores. Net Interest Margin (NIM) expanded to 5.5% from 5.1% year-on-year, though ROE declined to 14.9% from 16.7% in Q4FY25. Cost of borrowings reduced to 8.35% from 8.74% a year ago.
The company showed strong business momentum with double-digit loan growth and improved asset quality. However, profitability ratios (ROE, ROA) declined year-on-year despite better margins, suggesting higher operating costs. Shareholders may view the results positively given the quality improvement, though the cost growth warrants monitoring.