Sbfc Finance Limited has informed the Exchange about Credit Rating

India Ratings and Research has affirmed SBFC Finance's credit rating at IND AA- with a Stable outlook for both its bank loan facilities (Rs. 5,000 crore) and non-convertible debentures (Rs. 500 crore). The rating affirmation reflects the company's adequate capitalisation, growing loan book (Rs. 90.7 billion in 9MFY26), stable asset quality (GNPA at 2.71%), and healthy profitability (RoTangible Assets at 4.6%). The NCD rated limit was reduced from Rs. 10,000 crore to Rs. 5,000 crore, though this reflects a consolidation rather than any credit concern. Key monitorables include senior management stability, ability to maintain asset quality as the portfolio seasons, and diversification of funding sources beyond bank-dominated borrowing.