What the business is, and whether it's a good one at a fair price.
Lends to micro, small and medium enterprises and against gold collateral, funded by a mix of bank borrowings, non-convertible debentures and other debt. The company earns the spread between the yield on its loan book (17.9% in Q1 FY27) and its cost of borrowing (8.42% in Q1 FY27). Co-origination with banks was reset to about 10% of disbursements from 20% earlier, following an April 2026 RBI circular on MSME collateral. Employee costs at 17% of revenue are the largest non-fund cost line, with management guiding to a 25 bps cut in cost-to-AUM for FY27. Asset quality is being intentionally insulated — Stage 2 provisioning was raised from 6% to 16%, taking total provisioning to 1.91% of assets (about 2x the regulatory minimum), and GNPA stood at 2.66% in Q1 FY27.
Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY25 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from SBFC FINANCE LIMITED's filed financials and exchange disclosures
SBFC FINANCE LIMITED is a Finance company listed on NSE and BSE, trading under the symbol SBFC.
Yes. Over the trailing twelve months SBFC FINANCE LIMITED reported a net profit of ₹345 Cr on revenue of ₹1,306 Cr.
Not in the latest reported year — SBFC FINANCE LIMITED's dividend payout for FY25 was nil.
Effectively yes. It holds ₹265 Cr more cash than debt. Debt stands at 0.00× equity.
On trailing P/E, SBFC FINANCE LIMITED ranks 150 of 212 in Non Banking Financial Company (NBFC) — cheaper than 29% of them, against an industry median of 18.2×. This is a position, not a valuation judgement.
On a typical session SBFC FINANCE LIMITED moves 1.06% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by SBFC FINANCE LIMITED appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
