Q1 FY27 investor presentation: PAT up 119% YoY at Rs 54 Cr

Analyst Day Multiyear TargetsInvestor Communications View source PDF

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AI summary

SG Finserve reported all-time high Q1 FY27 PAT of Rs 54 Cr, up 119% YoY and 27% QoQ. Loan book hit record Rs 4,552 Cr (up 82% YoY), NII at Rs 82 Cr (up 92% YoY). NIL NPAs, RoA 5.1%, RoE 14%, Cost-to-Income below 15%. Part of APL Apollo Group, rated AA/A1+ by ICRA. Management guides for AUM growth of 25-30% CAGR and PAT growth of 30-35% CAGR over coming years, with RoA band of 4.5-5% and RoE of 14-16%. Plans to launch LAP and digital lending products.

Likely market impact

Strong quarter with record profits and clean book. Multi-year CAGR guidance of 25-30% AUM and 30-35% PAT growth signals sustained momentum ahead.