Announced Mon, 27 Jul · 16:40 IST
Q1 FY27 earnings call transcript filed; PAT jumps 60% YoY
SHRIRAMFIN · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Price reaction · full curve
Awaiting price reaction for this filing.
AI summary
Shriram Finance Q1 FY27 PAT rose 60% YoY to INR3,444 crores on 34% NII growth. Disbursements up 20% YoY at nearly INR50,000 crores, AUM up 15% at INR3.14 lakh crores. NIM at 9.04% versus 8.11% YoY. Management retained full year AUM growth guidance of 18%, expects 15% plus growth in Q2, and medium term NIM of about 8.5%. Gold and MSME mix to rise. Plans to add around 150 branches in FY27.
Likely market impact
Strong Q1 beat and retained 18% AUM growth guidance are positives. Medium term NIM guidance of 8.5% from 9% signals some margin pressure ahead.