What the business is, and whether it's a good one at a fair price.
Earns primarily through interest on its lending book, which spans used and new vehicle financing across commercial vehicles, passenger vehicles, two-wheelers, three-wheelers, tractors and construction equipment, plus loans to MSMEs and gold loans. Q1 FY27 disbursements grew sharply year-on-year, riding double-digit growth across the Indian auto industry after recent GST rate cuts. The lending mix is being deliberately reweighted: new vehicle finance is targeted to rise as a share of disbursements, MSME lending to scale as a share of the book, and gold loans to be enabled across the branch network. The lender operates through more than 2,200 branches, with further expansion planned for FY27. Profitability comes from the spread between interest earned on loans and the cost of funds; credit cost is guided at around 2% of total assets. The capital base was rebuilt in April 2026 via a large equity infusion from Japan's MUFG Bank, which is now a 20% shareholder.
Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from SHRIRAM FINANCE LIMITED's filed financials and exchange disclosures
SHRIRAM FINANCE LIMITED is a Finance company listed on NSE and BSE, trading under the symbol SHRIRAMFIN.
Yes. Over the trailing twelve months SHRIRAM FINANCE LIMITED reported a net profit of ₹11,318 Cr on revenue of ₹49,997 Cr.
Yes. The dividend yield is 0.61% at the current price. It paid out 15% of its profit as dividend in FY26.
Effectively yes. It holds ₹5,746 Cr more cash than debt. Debt stands at 0.00× equity.
On trailing P/E, SHRIRAM FINANCE LIMITED ranks 106 of 212 in Non Banking Financial Company (NBFC) — cheaper than 50% of them, against an industry median of 18.2×. This is a position, not a valuation judgement.
On a typical session SHRIRAM FINANCE LIMITED moves 1.14% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by SHRIRAM FINANCE LIMITED appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
