SHRIRAMFINNSEShriram Finance LimitedHighNeutral
Announced Fri, 25 Jul · 13:43 IST

Shriram Finance Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2025.

Revenue Growth 20pctExceptional ItemAuditor Mid Year ChangeResults View source PDF

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Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

Shriram Finance reported a strong Q1 FY26 with standalone total income of Rs. 11,541.76 crores, up about 20% from Rs. 9,609.71 crores in Q1 FY25, driven primarily by a 19.3% rise in interest income to Rs. 11,173.22 crores. Standalone profit after tax grew 8.8% YoY to Rs. 2,155.73 crores (from Rs. 1,980.59 crores), with basic EPS rising to Rs. 11.46 from Rs. 10.54. However, finance costs climbed sharply by around 30.8% to Rs. 5,400.76 crores, partly offsetting income growth. Asset quality improved, with Gross NPA falling to 4.53% (from 5.39%) and Net NPA to 2.57% (from 2.71%); capital adequacy stayed healthy at 20.79% and net worth rose to Rs. 58,865.72 crores. The Board approved a fresh borrowing plan (NCDs/bonds on private placement or public issue) for August–October 2025, a final dividend of Rs. 3/share (150%) for FY25, and noted the May 2025 acquisition of 100% stake in Shriram Overseas Investments Limited.

Likely market impact

Healthy revenue growth, improving NPAs, and strong capital adequacy are positives for shareholders. Rising finance costs and a higher debt-equity ratio of 4.15x are watchpoints, but the overall results and continued dividend signal business stability and expansion.