State Bank Of India has informed the Exchange regarding a press release dated November 04, 2025, titled "Financial Results Q2FY26".
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Awaiting price reaction for this filing.
State Bank of India reported a Q2FY26 net profit of ₹20,160 crore, up 9.97% year-on-year, with operating profit rising 8.91% YoY to ₹31,904 crore. Net Interest Income grew 3.28% YoY, while domestic NIM stood at 3.09% for the quarter and whole bank NIM at 2.97%. The bank's total business crossed ₹100 trillion and the RAM portfolio crossed ₹25 trillion, with whole bank advances growing 12.73% YoY led by retail (15.09%) and SME (18.78%) segments. Asset quality improved, with gross NPA at 1.73% (down 40 bps YoY) and net NPA at 0.42% (down 11 bps YoY), while the Capital Adequacy Ratio stood at a healthy 14.62%. ROA and ROE for H1FY26 were 1.15% and 20.21% respectively.
The results are broadly positive for shareholders — steady profit growth, improving asset quality, strong retail/SME loan growth, and robust capital ratios suggest continued financial strength. However, a slight dip in domestic NIM (-18 bps YoY) and modest CASA ratio decline are minor watchpoints that may temper near-term margin optimism.