What the business is, and whether it's a good one at a fair price.
Lends and accepts deposits across retail, corporate and treasury segments, earning primarily through net interest income, treasury yields on government securities and digital banking fees. Other Retail Banking is the largest segment at Rs 1,71,862.28 crore (45.2% of segment revenue), covering branch-based retail loans, deposits and services to individuals and small businesses. Corporate/Wholesale Banking contributes Rs 1,07,353.87 crore (28.2% of segment revenue) from large-ticket lending and wholesale services to companies and institutions. Treasury operations bring in Rs 96,466.32 crore (25.4% of segment revenue) from investments in government bonds and trading income. The Digital Banking segment earns Rs 4,160.51 crore (1.1% of segment revenue) but is the most profitable per rupee earned, with the YONO 2.0 platform as the main digital channel and 66% of new savings accounts sourced digitally. Gold loans are a fast-growing retail product, with the portfolio crossing Rs 1 lakh crore at 100% YoY growth and average ticket size of Rs 2.5 lakh. Asset quality is at a two-decade low while domestic net interest margin is 3.03% and capital adequacy ratio stands at 15.4%. FY27 guidance targets credit growth of 13-15% with NIM above 3% and credit cost around 50 basis points.
Measured from the filed financials, judged against its Public Sector Bank peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from STATE BANK OF INDIA's filed financials and exchange disclosures
STATE BANK OF INDIA is a Banks company listed on NSE and BSE, trading under the symbol SBIN.
Yes. Over the trailing twelve months STATE BANK OF INDIA reported a net profit of ₹88,121 Cr.
Yes. The dividend yield is 1.55% at the current price. It paid out 17% of its profit as dividend in FY26.
No..
On trailing P/E, STATE BANK OF INDIA ranks 9 of 12 in Public Sector Bank — cheaper than 27% of them, against an industry median of 7.7×. This is a position, not a valuation judgement.
On a typical session STATE BANK OF INDIA moves 0.75% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by STATE BANK OF INDIA appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
