Pursuant to Regulation 33 of SEBI (LODR) regulations 2015, please find enclosed Financial Results along with Audited Report.
TEAMGTY · price
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Team India Guaranty Ltd (NBFC) reported Total Income of Rs 549.50 Lakhs for FY26, up 48% from Rs 370.46 Lakhs in FY25, driven by higher Interest Income (Rs 469.65L vs Rs 331.82L). However, Net Profit declined sharply to Rs 71.67 Lakhs from Rs 234.70 Lakhs (down 69%) due to surging employee costs (Rs 179.48L vs Rs 10.05L) and other expenses (Rs 205.70L vs Rs 78.88L). Operating margin compressed significantly to 50.68% from 74.80%, and EPS fell to Rs 0.85 from Rs 2.60. Q4 FY26 reported a loss of Rs 68.57 Lakhs. Operating cash flow turned deeply negative at Rs (3,699) Lakhs, impacted by large loan disbursements of Rs 3,799.68 Lakhs. The auditor issued an unmodified clean opinion with no going concern issues.
Despite strong revenue growth, profitability has collapsed with margins shrinking significantly. The large negative operating cash flow due to aggressive loan growth raises concerns about near-term financial flexibility, though the company maintains a healthy balance sheet with no debt and cash reserves of Rs 480.83 Lakhs.