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Companies›Financial Services›Financial Services›Finance
NSE:TEAMGTY

TEAM INDIA GUARANTY LTD

Financial Services › Finance
₹232.00
at close · 28 Oct 2026
▲ 2.00 (+0.87%)

Latest filings

  1. Newspaper notice published for postal ballot and remote e-voting · Compliance
  2. Postal ballot on promoter-backed guarantees for company borrowings · Compliance
  3. September share capital audit shows no change; 24,900 shares forfeited · Compliance
All filings ↓
Ask Nexa about TEAM INDIA GUARANTY LTD

Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Operates as a small non-banking financial company (NBFC) listed on NSE and BSE, earning almost entirely through interest income on loans. In FY26, total income was Rs 549.50 Lakhs, of which interest income was Rs 469.65 Lakhs, up from Rs 331.82 Lakhs in FY25. The company disbursed Rs 3,799.68 Lakhs of loans during the year, which pushed operating cash flow to a deeply negative Rs (3,699) Lakhs. Net profit fell 69% to Rs 71.67 Lakhs as employee costs jumped from Rs 10.05 Lakhs to Rs 179.48 Lakhs and other expenses came in at Rs 205.70 Lakhs. Total assets stood at Rs 49.53 crore while net worth was negative at Rs (1,853.15) Lakhs; gross and net NPAs were both nil. Q4 FY26 alone posted a loss of Rs 68.57 Lakhs.

Operating scale
Total income (FY26)
Rs 549.50 LakhsFY26
Interest income (FY26)
Rs 469.65 LakhsFY26
Loans disbursed (FY26)
Rs 3,799.68 LakhsFY26
Total assets
Rs 49.5321 croreFY26
Net worth
Rs (1,853.15) Lakhs (negative)FY26
Gross and net NPAs
NilFY26
Who pays it
Borrowers to whom the company lends (retail and small-ticket loan customers of an NBFC).
Biggest cost
Employee costs (32.7% of revenue in FY26) and other operating expenses (37.5% of revenue); employee costs rose sharply year-on-year to Rs 179.48 Lakhs.
Kind of business
Small, lending-focused NBFC with negative net worth and a single quarter loss in Q4 FY26.
Where it sits
Classified under Financial Services / Investment Company on NSE and BSE; registered office in Lower Parel, Mumbai.
Market Cap
₹209 Cr
P / E (TTM)
184.1×
EV / EBITDA
—
Div Yield
—
Growth
-8.9%▼
Revenue 5y CAGR
PAT -35.8% · EBITDA -29.7%
Quality
—·
ROCE (FY26)
ROE 3.7% (5y median) · margin 25.3%
Leverage
—·
Debt / Equity · not read for a lender
Revenue FY21→FY26
0.6×▼
Margin −61.9 pts
₹9 Cr → ₹5 Cr
Moves on a normal day
1.47%·
Median daily move
Last 266 sessions · the yardstick for filing-day moves
Where it sits among 69 Investment Company peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#50/51
P/B#59/63
ROE#31/65
EBITDA margin#42/62
Revenue growth#12/56
Profit growth#22/66

Scorecard

Measured from the filed financials, judged against its Investment Company peers · as of FY26 — not investment advice

Strengths
Nothing stands out in the filed numbers.
Concerns
Revenue shrinking over 5 years (−9% a year)
Profit shrinking over 5 years (−36% a year)
Erratic profits — up in only 2 of the last 5 years

Charts

How has the market priced it — with filings on the timeline?

TEAMGTY · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from TEAM INDIA GUARANTY LTD's filed financials and exchange disclosures

What does TEAM INDIA GUARANTY LTD do?

TEAM INDIA GUARANTY LTD is a Finance company listed on NSE and BSE, trading under the symbol TEAMGTY.

Is TEAM INDIA GUARANTY LTD profitable?

Yes. Over the trailing twelve months TEAM INDIA GUARANTY LTD reported a net profit of ₹1.10 Cr on revenue of ₹7.11 Cr.

Does TEAM INDIA GUARANTY LTD pay a dividend?

Not in the latest reported year — TEAM INDIA GUARANTY LTD's dividend payout for FY26 was nil.

Is TEAM INDIA GUARANTY LTD expensive compared with its peers?

On trailing P/E, TEAM INDIA GUARANTY LTD ranks 50 of 51 in Investment Company — cheaper than 2% of them, against an industry median of 19.9×. This is a position, not a valuation judgement.

How much does the TEAM INDIA GUARANTY LTD share price move in a day?

On a typical session TEAM INDIA GUARANTY LTD moves 1.47% — that is the median absolute close-to-close move across its last 266 trading days. MarketPing measures each filing's price reaction against it.

Where can I track TEAM INDIA GUARANTY LTD's announcements?

Every NSE and BSE filing by TEAM INDIA GUARANTY LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.