Team India Guaranty Limited has informed the Exchange about General Updates
TEAMGTY · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Team India Guaranty Limited (NBFC, formerly Times Guaranty Limited) reported FY2026 total income of Rs. 549.50 Lakhs, up 48% from Rs. 370.46 Lakhs in FY2025, driven by higher interest income (Rs. 469.65 Lakhs). However, profitability deteriorated sharply — Net Profit fell 69% to Rs. 71.67 Lakhs from Rs. 234.70 Lakhs, and Operating Margin compressed to 25.16% from 74.80% in the prior year. The company posted a significant negative operating cash flow of Rs. 3,699 Lakhs, mainly due to a large Rs. 3,799.68 Lakhs loan given out during the year. The auditor (V.B. Goel & Co.) issued an unmodified opinion with no qualifications, going concern, or emphasis of matter notes.
The sharp PAT decline and negative operating cash flow are concerning despite revenue growth. The large loan disbursement reduced cash reserves, though the company maintains a healthy net worth of Rs. 4,853 Lakhs. The stock may face pressure due to margin compression and cash burn.