NIACL Q1 FY27 Investor Presentation: GWP up 2.9%, Combined Ratio worsens to 121.44%

Mgmt Guided Margin PressureInvestor Communications View source PDF

NIACL · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve 14 horizons · vs prior close

—1-day move

₹174.69

prior close

₹166.81

base price

After-mkt

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AI summary

NIACL filed Q1 FY27 investor presentation. GWP grew 2.9% YoY to 13,720 Cr. Combined ratio worsened to 121.44% from 116.78%, with underwriting loss of 2,356 Cr. PAT improved to 391 Cr vs 257 Cr loss YoY. Motor TP loss ratio spiked to 122.20% on no premium hike and claim inflation. Solvency ratio healthy at 1.80x. Market share rose to 14.45% QoQ. Plans to grow retail and MSME segments.

Likely market impact

Combined ratio deterioration and Motor TP pressure signal margin stress, but improved PAT and strong solvency offer support.