What the business is, and whether it's a good one at a fair price.
Sells general insurance products — motor, health, fire, marine and other lines — to retail and corporate policyholders across India. Earns from two distinct sources: insurance premiums (gross written premium of ₹47,174 crore in FY26, up 8% YoY) and investment income on the premium float (₹11,112 crore in FY26, up 38% YoY). Health & Personal Accident accounts for 47.5% of the premium book, with the balance spread across Motor (own damage and third party), Fire, Marine and other classes. Underwriting runs at a loss, with a combined ratio of 122.57% in FY26 (116.67% excluding a one-time wage revision impact of ₹3,525 crore), meaning claims and expenses exceed premium collected; the gap is bridged by investment income. Manages assets under management of ₹96,652 crore and holds a solvency ratio of 1.84x against the 1.5x regulatory minimum. Operates 411 offices across 28 states with 10,405 employees and holds a 12.74% share of the Indian general insurance industry. Recent initiatives include the Bharat Maritime Pool, a War Cover product for the Fire segment, and a Go Retail strategy to expand individual customer share.
Measured from the filed financials, judged against its Insurance peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from THE NEW INDIA ASSU CO LTD's filed financials and exchange disclosures
THE NEW INDIA ASSU CO LTD is a Insurance company listed on NSE and BSE, trading under the symbol NIACL.
Yes. Over the trailing twelve months THE NEW INDIA ASSU CO LTD reported a net profit of ₹717 Cr.
Yes. It paid out 22% of its profit as dividend in FY26.
No..
On a typical session THE NEW INDIA ASSU CO LTD moves 1.14% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by THE NEW INDIA ASSU CO LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
