The New India Assurance Company Limited has informed the Exchange about Investor Presentation
NIACL · price
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The New India Assurance Company reported FY26 gross written premium of ₹47,174 Cr, up 8.2% YoY, with PAT growing 40% to ₹1,384 Cr. The company outpaced industry growth (9.3%) with domestic premium growth of 10.9%, increasing market share from 12.56% to 12.74%. However, the combined ratio deteriorated to 122.57% from 116.78% in FY25 due to Rs.3,525 Cr wage revision impact and Rs.597 Cr family pension revision. Motor Third Party segment loss ratio remained high due to delayed premium revision, while Health segment showed improvement. The solvency ratio remains healthy at 1.84x. CMD remains optimistic about FY27 with focus on retail and MSME segments.
The 40% PAT growth is positive but the worsening combined ratio and high claims in Motor TP segment are concerning for underwriting profitability. The company's ability to absorb major wage/pension revisions while maintaining growth demonstrates operational resilience, though margin pressure persists.