SOUTHBANKNSETHE SOUTH INDIAN BANK LTD· BanksLowNeutral
Announced Thu, 16 Jul · 15:16 IST

Q1 FY27: Net profit up 17% at Rs 378 Cr, GNPA falls to 1.38%

SOUTHBANK · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve 14 horizons · vs prior close
-2.2%1-day move
₹45.53
prior close
₹45.48
base price
In-mkt
timing
5m10m15m30m1D2D3D4D5D7D15D1M2M3M
+0.6-0.3-2.2+1.6+4.3+5.5+4.3+5.3
Up moveDown movePending
AI summary

South Indian Bank Q1 FY26-27 net profit rose 17.29% YoY to Rs 377.63 Cr. NII hit record Rs 1,025 Cr (up 23%). Asset quality improved sharply: GNPA fell to 1.38% from 3.15%, NNPA to 0.26% from 0.68%. Gross advances grew 17% to Rs 1,04,368 Cr, retail deposits up 13.66% to Rs 1,24,306 Cr. Gold loans surged 42.9%, mortgages 78.65%. But other income fell 39% and operating profit dipped 11.9%.

Likely market impact

Strong profit growth and sharp asset quality improvement are positives. But other income and operating profit decline may temper sentiment.