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NSE:SOUTHBANK

THE SOUTH INDIAN BANK LTD

Financial Services › Banks·NIFTY MICROCAP 250NIFTY SMALLCAP 500NIFTY TOTAL MARKET
₹54.19
at close · 27 Oct 2026
▲ 1.32 (+2.50%)

Latest filings

  1. Bank allots 752,831 shares under employee stock option scheme · Capital Market Events
  2. SIB Q2 FY27 earnings: highest quarterly profit of INR426 cr, NIM up 53 bps YoY · Investor Communications
  3. South Indian Bank revises MCLR rates across tenors effective Oct 20, 2026 · Credit & Debt
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Operates as a private sector commercial bank in India, taking deposits and lending across retail, corporate, treasury and digital banking. Based on segment data for the period ended 31 December 2024, retail banking outside digital channels accounted for 36.3% of segment revenue, corporate and wholesale banking 30.7%, treasury 20.0%, digital banking 8.6% and other banking operations 4.5%. The lending book spans gold loans, MSME, mortgage, home and auto segments, with gold loans growing 43% year-on-year as of Q1 FY27. It runs on a 948-branch, 9,147-employee network serving 8.3 million customers, and reported total assets of Rs 1,41,756.46 crore for FY26. Asset quality is comparatively clean, with gross NPA at 1.38% and net NPA at 0.26% as of Q1 FY27, while net interest margin stood at 3.23%. A new MD & CEO, Mahesh Muralidhar Pai, has received RBI approval for a three-year term starting 1 October 2026.

Revenue mix · reported segments
Other Retail Banking36.3%
Corporate/Wholesale Banking30.7%
Treasury20.0%
Digital Banking8.6%
Other Banking Operations4.5%
Operating scale
Total assets
Rs 1,41,756.46 croreFY26
Deposits
Rs 1,25,817 croreQ1 FY27
Gross advances
Rs 1,04,368 croreQ1 FY27
Gold loan book
Rs 24,930 croreQ1 FY27
Branches
948
Customers
8.3 million
Who pays it
Retail and corporate depositors and borrowers across India
Biggest cost
Interest paid on deposits (cost of funds)
Kind of business
Mid-tier private sector commercial bank
Where it sits
Indian private sector bank with 948 branches, 9,147 employees and 8.3 million customers
Market Cap
₹14,187 Cr
P / E (TTM)
9.4×
EV / EBITDA
—
Div Yield
0.74%
Growth
—·
Revenue 5y CAGR
PAT — · EBITDA —
Quality
—·
ROCE (FY26)
ROE — · margin —
Leverage
—·
Debt / Equity · not read for a lender
Moves on a normal day
1.23%·
Median daily move
Last 267 sessions · the yardstick for filing-day moves
Where it sits among 19 Private Sector Bank peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#7/20
Profit growth#16/20

Scorecard

Measured from the filed financials, judged against its Private Sector Bank peers · as of FY26 — not investment advice

Not enough history to assess.

Charts

How has the market priced it — with filings on the timeline?

SOUTHBANK · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from THE SOUTH INDIAN BANK LTD's filed financials and exchange disclosures

What does THE SOUTH INDIAN BANK LTD do?

THE SOUTH INDIAN BANK LTD is a Banks company listed on NSE and BSE, trading under the symbol SOUTHBANK.

Is THE SOUTH INDIAN BANK LTD profitable?

Yes. Over the trailing twelve months THE SOUTH INDIAN BANK LTD reported a net profit of ₹1,511 Cr.

Does THE SOUTH INDIAN BANK LTD pay a dividend?

Yes. The dividend yield is 0.74% at the current price. It paid out 7% of its profit as dividend in FY26.

Is THE SOUTH INDIAN BANK LTD expensive compared with its peers?

On trailing P/E, THE SOUTH INDIAN BANK LTD ranks 7 of 20 in Private Sector Bank — cheaper than 68% of them, against an industry median of 12.1×. This is a position, not a valuation judgement.

How much does the THE SOUTH INDIAN BANK LTD share price move in a day?

On a typical session THE SOUTH INDIAN BANK LTD moves 1.23% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.

Where can I track THE SOUTH INDIAN BANK LTD's announcements?

Every NSE and BSE filing by THE SOUTH INDIAN BANK LTD appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.