Transwarranty Finance Limited has informed the Exchange regarding a press release dated May 13, 2026, titled "Press Release Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations,2015".
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Transwarranty Finance Limited reported strong operational growth in FY26 with total disbursements of Rs 36.51 crore, up 61% YoY, reaching 22,323 loans to around 70,000 borrowers. The company achieved a turnaround to profitability with Q4FY26 PAT of Rs 0.07 crore versus a loss of Rs 1.63 crore in Q4FY25. Net Interest Income jumped 99% YoY to Rs 2.02 crore in Q4. Asset quality improved with GNPA declining from 3.72% to 2.88% and NNPA at 0% (fully provided). The company raised Rs 15 crore from IDFC First Bank for onward lending in Q4. TFL has pivoted to digital lending through its Oroboro platform focusing on smartphone finance and MSME loans in Tier 2 & 3 cities.
The results signal a successful turnaround with improving profitability and asset quality. The strategic pivot to digital lending through a fintech-NBFC model is gaining traction. Management's 3x AUM growth target for FY27 indicates aggressive expansion plans, though it comes with execution risks given the small current AUM base of Rs 19.17 crore.