What the business is, and whether it's a good one at a fair price.
Operates as an NBFC focused on digital lending through its Oroboro platform, offering smartphone finance and MSME loans to borrowers in Tier 2 and Tier 3 cities. In FY26, total disbursements reached Rs 36.51 crore across 22,323 loans to around 70,000 borrowers, with the year-end AUM at Rs 19.17 crore. Asset quality metrics were GNPA of 2.88% and NNPA of 0% with 100% provisioning, while credit costs fell to 3.47% from 7.64%. Despite positive operating cash flow of Rs 1,500.33 lakh standalone, the company posted a standalone net loss of Rs 204.53 lakh and a consolidated loss of Rs 442.24 lakh for FY26, with an accumulated net deficit of Rs 2,111.82 lakh. Funding plans include a Rs 15 crore IDFC First Bank facility raised in Q4 FY26, NCD issuance up to Rs 7.28 crore, and a broader Rs 50 crore fundraise. Vertex Securities and Vertex Commodities were deconsolidated after voting rights in Vertex Securities fell to 42.43%.
Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from TRANSWARRANTY FIN. LTD.'s filed financials and exchange disclosures
TRANSWARRANTY FIN. LTD. is a Finance company listed on NSE and BSE, trading under the symbol TFL.
No. Over the trailing twelve months TRANSWARRANTY FIN. LTD. reported a net loss of ₹4 Cr on revenue of ₹13 Cr.
Not in the latest reported year — TRANSWARRANTY FIN. LTD.'s dividend payout for FY26 was nil.
Effectively yes. It holds ₹1 Cr more cash than debt. Debt stands at 0.00× equity.
On a typical session TRANSWARRANTY FIN. LTD. moves 1.83% — that is the median absolute close-to-close move across its last 268 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by TRANSWARRANTY FIN. LTD. appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
