UCO Bank has informed the Exchange regarding a press release dated July 21, 2025, titled "Press Release on Financial Results for the quarter ended 30.06.2025".
UCOBANK · price
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Awaiting price reaction for this filing.
UCO Bank reported a strong Q1 FY26 with net profit rising 10.16% YoY to Rs.607 Crore and operating profit up 18.24% YoY to Rs.1,562 Crore. Total business grew 13.51% YoY to Rs.5,23,736 Crore, with gross advances jumping 16.48% to Rs.2,25,101 Crore and deposits up 11.37% to Rs.2,98,635 Crore. The RAM segment (Retail, Agriculture, MSME) surged 23.47% YoY to Rs.1,25,927 Crore, led by retail advances growing 30.73%. Asset quality improved sharply — Gross NPA fell to 2.63% (from 3.32%) and Net NPA to 0.45% (from 0.78%). Capital adequacy remains healthy at 18.39%, with NIM at 2.96% global and 3.18% domestic.
Broadly positive for shareholders — the bank posted double-digit profit growth, meaningful improvement in asset quality, and strong double-digit advances growth across retail, agriculture, and MSME segments, signalling operational momentum. However, the stock reaction will depend on whether NIM trends and provisioning remain stable in coming quarters.