What the business is, and whether it's a good one at a fair price.
A Public Sector Bank under Indian government ownership (90.95% held by the President of India), UCO Bank earns revenue across four streams: Retail Banking Operations at Rs 7,740.25 cr (36.3% of segment revenue), Corporate Banking Operations at Rs 7,232.96 cr (33.9%), Treasury Operations at Rs 6,313.6 cr (29.6%), and Other Banking Operations at Rs 49.93 cr (0.2%) for the period ending 31 December 2024. As of Q1 FY27 the bank carried total business of Rs 6,05,083 cr, comprising advances of Rs 2,72,768 cr (up 21.18% YoY) and deposits of Rs 3,32,315 cr (up 11.28% YoY), with a credit-deposit ratio of 82%. The bank runs a network of 3,412 branches, 2,647 ATMs and 11,136 business correspondent units across 28 states and 8 union territories, plus 3 international locations, supported by 20,993 permanent staff. Net interest income of Rs 2,808 cr and a global NIM of 3.05% indicate lending-and-deposit spreads are the core earnings engine, supplemented by fee income and treasury gains. Asset quality has tightened sharply — gross NPA fell to 2.08%, net NPA to 0.25% with provision coverage at 97.85% in Q1 FY27. Its biggest cost line is interest paid on deposits and borrowings, while operating expenses are tracked via a cost-to-income ratio of around 50% on a normalised basis.
Measured from the filed financials, judged against its Public Sector Bank peers · as of FY25 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
Loading peers…
Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
Loading financials…
Who owns it — and is the promoter stake clean?
Loading shareholding…
Sign up to see the full company file
Governance, sustainability, compliance, earnings calls, presentations, events, reactions and the full filings feed — free with an account.
Answered from UCO BANK's filed financials and exchange disclosures
UCO BANK is a Banks company listed on NSE and BSE, trading under the symbol UCOBANK.
Yes. Over the trailing twelve months UCO BANK reported a net profit of ₹2,445 Cr.
Not in the latest reported year — UCO BANK's dividend payout for FY25 was nil.
No..
On trailing P/E, UCO BANK ranks 12 of 12 in Public Sector Bank — cheaper than 0% of them, against an industry median of 7.7×. This is a position, not a valuation judgement.
On a typical session UCO BANK moves 0.97% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by UCO BANK appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
