Announced Tue, 28 Jul · 11:33 IST
Q1FY27 earnings transcript filed; ROA guidance raised to 1.8-2 percent
UJJIVANSFB · price
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₹71.42
prior close
₹71.28
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AI summary
Ujjivan SFB filed Q1FY27 earnings call transcript. Q1 PAT was INR 317 cr with ROA 2.2 percent and stable NIM 8.5 percent. Loan book grew 28.9 percent YoY to INR 42,903 cr; deposits up 25 percent to INR 48,129 cr. GNPA fell 10 bps to 2.17 percent, credit cost 0.9 percent. FY27 ROA guidance raised to 1.8-2 percent and credit cost guidance revised to 0.9-1 percent. INR 250 cr planned for capacity building this year.
Likely market impact
Positive: ROA guidance raised to 1.8-2 percent and credit cost revised lower to 0.9-1 percent, reflecting confidence in profitability.