UJJIVAN SMALL FINANC BANK
Latest filings
- Ujjivan SFB Q2 FY27 earnings: Record PAT INR365 cr, deposits cross 50K cr · Investor Communications
- Ujjivan SFB publishes newspaper notice ahead of November 13 EGM · Compliance
- Ujjivan SFB EGM on Nov 13, 2026 for preferential issue of about Rs. 409 crore shares · Board & Shareholder Meetings
Snapshot
What the business is, and whether it's a good one at a fair price.
Operates as a Small Finance Bank focused on financial inclusion, earning the bulk of its revenue from Retail banking, which accounted for 85.7% of segment revenue in the YTD period to 31 December 2024. Retail covers micro banking loans to small borrowers, alongside secured products such as gold loans, vehicle loans and agri banking; the secured share of the loan book stood at 50.4% as of Q1 FY27, with gold loans scaling to INR 1,020 crore (up 248.6% YoY). Treasury contributes 11.7% of segment revenue from the bank's investment portfolio, while Wholesale banking at 2.6% covers lending to small and mid-sized businesses. The bank funds itself primarily through deposits, with total deposits at INR 48,129 crore (CASA ratio 26.8%) and a gross loan book of INR 42,903 crore at Q1 FY27. Its cost base is dominated by interest expense on these deposits, and net interest margin was reported at 8.5%. Asset quality is the key swing factor: gross NPA stood at 2.17% with bucket-X collection efficiency at 99.7%, and FY26 credit cost was 2.2% of average gross loan book.
Scorecard
Measured from the filed financials, judged against its Other Bank peers · as of FY26 — not investment advice
Strengths
Concerns
Charts
How has the market priced it — with filings on the timeline?
UJJIVANSFB · price
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
Peers
How does it stack up on valuation, returns and growth?
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Financials
Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Ownership
Who owns it — and is the promoter stake clean?
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Common questions
Answered from UJJIVAN SMALL FINANC BANK's filed financials and exchange disclosures
What does UJJIVAN SMALL FINANC BANK do?
UJJIVAN SMALL FINANC BANK is a Banks company listed on NSE and BSE, trading under the symbol UJJIVANSFB.
Is UJJIVAN SMALL FINANC BANK profitable?
Yes. Over the trailing twelve months UJJIVAN SMALL FINANC BANK reported a net profit of ₹906 Cr.
Does UJJIVAN SMALL FINANC BANK pay a dividend?
Not in the latest reported year — UJJIVAN SMALL FINANC BANK's dividend payout for FY26 was nil.
Is UJJIVAN SMALL FINANC BANK expensive compared with its peers?
On trailing P/E, UJJIVAN SMALL FINANC BANK ranks 4 of 8 in Other Bank — cheaper than 57% of them, against an industry median of 13.2×. This is a position, not a valuation judgement.
How much does the UJJIVAN SMALL FINANC BANK share price move in a day?
On a typical session UJJIVAN SMALL FINANC BANK moves 1.46% — that is the median absolute close-to-close move across its last 267 trading days. MarketPing measures each filing's price reaction against it.
Where can I track UJJIVAN SMALL FINANC BANK's announcements?
Every NSE and BSE filing by UJJIVAN SMALL FINANC BANK appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.