Ujjivan SFB Q1FY27: PAT ₹317 Cr, RoA guidance revised to 1.8-2.0%

Mgmt Guided Margin ImprovementInvestor Communications View source PDF

UJJIVANSFB · price

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Price reaction · full curve 14 horizons · vs prior close

+9.0%1-day move

₹64.96

prior close

₹62.50

base price

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AI summary

Ujjivan SFB Q1FY27: PAT at ₹317 Cr (up 207% YoY), NII ₹1,186 Cr, NIM stable at 8.5%. Gross Loan Book up 29% YoY to ₹42,903 Cr. Deposits up 24.6% YoY to ₹48,129 Cr. GNPA improved to 2.2% from 2.5% YoY. PPoP hit record ₹548 Cr. Management revised FY27 RoA guidance upward to 1.8-2.0%. Secured share now 50.4% of book. Launched MF distribution and co-branded credit cards.

Likely market impact

Strong Q1 with record PPoP and upward RoA guidance revision signals improving profitability and asset quality.