Ujjivan Small Finance Bank Limited has informed the Exchange about Key Business Numbers for Q3 FY 2025-26
UJJIVANSFB · price
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Ujjivan Small Finance Bank reported strong Q3 FY26 business numbers. Total deposits grew 22.2% year-on-year to ₹42,219 crore, with CASA deposits up 33.1% to ₹11,533 crore (CASA ratio at 27.3%). Gross loan book expanded 21.6% YoY to ₹37,055 crore, driven by sharp growth in secured segments — housing loans up 49.6%, MSME up 69%, vehicle loans up 119.5%, gold loans up 385.2%, and agri banking up 212%. Overall disbursements rose 55% YoY to ₹8,311 crore. Asset quality improved meaningfully, with GNPA falling to 2.39% (from 2.68% YoY) and PAR improving to 3.98% (from 5.36%). Micro-banking collection efficiency stood strong at 99.70%.
Strong, broad-based loan growth especially in secured products, expanding deposit base, and improving asset quality signal a healthy quarter for shareholders. The shift toward secured lending (now 48.1% of book vs 39.3% a year ago) reduces risk and should support investor confidence, though the figures are provisional pending audit.