Ujjivan Small Finance Bank Limited has informed the Exchange about Investor Presentation
UJJIVANSFB · price
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Ujjivan SFB has filed its investor presentation to be used during a non-deal roadshow in Hong Kong and Singapore from June 16-19, 2025. The presentation showcases FY25 key metrics: deposits of ₹376 Bn, gross loan book of ₹321 Bn, NIM at 8.8%, ROA at 1.6%, ROE at 12.4% (down from 23.3% 3-year average), and PAT of ₹7.26 Bn. The bank highlighted that it has applied for a Universal Bank License and meets all RBI eligibility criteria, including 8+ years of banking track record, CRAR of 23.1%, and stable asset quality (GNPA 2.2%, NNPA 0.5%). Credit cost rose sharply to 2.5% in FY25 from 0.6% in FY23, weighing on profitability. The bank also outlined plans for retail expansion, corporate banking, digital infrastructure, and data analytics-led growth across 753 outlets and 9.5 Mn+ customers.
This is a routine investor presentation for an overseas roadshow with no new material announcement. The continued push for Universal Bank status and strong capital position are positive signals, but the sharp rise in credit costs and falling ROE in FY25 may draw investor questions during the roadshow.