UJJIVANSFBNSEUjjivan Small Finance Bank LimitedMediumPositive
Announced Thu, 2 Apr · 14:09 IST

Ujjivan Small Finance Bank Limited has informed the Exchange about Key Business Numbers for the quarter ended March 31, 2026

Business Updates View source PDF

UJJIVANSFB · price

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AI summary

Ujjivan Small Finance Bank reported strong Q4 FY26 results with total deposits growing 21.3% YoY to ₹45,661 crore and CASA deposits rising 35.8% to ₹13,055 crore, improving the CASA ratio to 28.6%. The gross loan book expanded 26.6% YoY to ₹40,655 crore, with notable growth in Gold Loan (292%), Vehicle Loans (102%), Agri Banking (127%), and MSME (58%) segments. Disbursements in Q4 grew 31.4% YoY to ₹9,763 crore. Asset quality improved with PAR declining to 3.54% from 4.54% last year, and GNPA at 2.27%. Micro banking collection efficiency remained excellent at 99.81%.

Likely market impact

The bank delivered robust growth across deposits, advances, and asset quality metrics, indicating strong business momentum and improving operational efficiency, which should be positive for the stock.