ListedMainboardHospital & Healthcare ServicesMOMSBELIEF

Rays of Belief

Rays of Belief is a mainboard IPO raising ₹125 Cr at ₹227 – ₹239 a share. It listed on 8 Sept 2026 at ₹239, 0.0% against its issue price of ₹239, and trades at ₹219 today (−8.4% since issue). It was subscribed 108× in total.

239
Issue price
219
Price now
−8.4%
Since issue price
8 Sept 2026
Listed on
108×Subscribed (final) · all exchanges

107.7 times more demand than shares on offer

populated partly populated we hold nothing here — the tab says why

What this company actually does

Read out of the prospectus’s business section, stripped of its marketing language.

Rays of Belief Limited, operating under the brand 'Mom's Belief', is a for-profit social enterprise that provides personalised therapy intervention plans for children with neurodevelopmental disorders (NDDs) such as Autism Spectrum Disorder, ADHD, Down Syndrome, Cerebral Palsy, Intellectual Disability, Learning Disabilities and Global Developmental Delays. It runs physical therapy centres across India and a few in the USA, complemented by online/e-therapy sessions and home-delivered learning kits. Services are aimed at children aged roughly 18 months to 15 years, and parents are trained to act as co-therapists.

How it earns

Primarily through subscription-based, guided therapy programs delivered at its own centres and at partner-led centres, plus online therapy, export of clinical and business-support services to its Singapore-based Holding Company and Promoter Group entities, and revenue from three acquired centres in Virginia, USA.

Who buys

End customers are families of children with NDDs (served 9,205 children in Fiscal 2026 and over 58,000 since 2018); no customer-concentration percentage is disclosed. On the export side, revenue is earned from related entities in Singapore (₹148.25 million in Fiscal 2026) and from USA-based work (₹60.47 million in Fiscal 2026).

Scale

139 centres total at end of Fiscal 2026 (136 in India across 57 cities/20 states/UTs: 42 Tier 1, 77 Tier 2, 17 Tier 3; plus 3 overseas centres in Salem, Lynchburg and Roanoke, Virginia, USA); over 340 full-time clinical professionals; revenue from operations grew from ₹30.608 crore (Fiscal 2024) to ₹81.662 crore (Fiscal 2026) — note amounts originally stated in ₹ millions, converted at 1 crore = 10 million.

What it says sets it apart

  • Ranked #1 in India and #7 globally by number of centres offering intervention plans for children with NDDs (CARE Report, p.64)
  • Largest pan-India physical footprint for NDD intervention: 136 centres across 57 cities in 20 states/UTs, with deliberate penetration into Tier 2 (77 centres) and Tier 3 (17) cities that are typically underserved
  • Asset-light, scalable model: all centres operate on leased premises or partner-school spaces, including partnership-based 'Company Learning Centres with Licensed Professionals' which contributed 26.52% of Fiscal 2026 revenue
  • Multidisciplinary clinical team of over 340 full-time professionals (74 developmental/clinical psychologists, 139 occupational therapists, 72 speech-language pathologists, 50 special educators) supported by standardised protocols and IEP/IGP plans
  • Omni-channel delivery: in-centre therapy plus e-therapy, plus home-delivered learning kits with 2,000+ teaching tools, with a dedicated 7-person R&D team and a LEGO Foundation-backed Family Support Plan

Revenue mix

Revenue from centre operations (domestic) 32.04%Revenue from export of services 25.56%Overseas Centres Revenue (USA) 41.74%Revenue from online services 0.48%Other operating revenue 0.18%Export of services (Singapore Holding Co. and US promoter-group entity) 25.56%Domestic therapy and centre services (implied balance: Fiscal 2026) 74.44%Export of services (Fiscal 2025, Standalone) 39.64%

The numbers at a glance

The price they’re asking →
74.5×
Earnings multiple (derived)
₹3.21
EPS (stated)
6.1%
PAT margin, FY2026
+124%
Revenue growth, latest year
21.64%
RoNW (stated)
₹15.67
NAV per share (stated)
0.12×
Borrowings / net worth, FY2026

derived: cut-off price Rs239 / stated EPS Rs3.21 (FY26 (March 31, 2026) diluted EPS, restated consolidated). Stated figures are as printed in the prospectus; margins, growth and the borrowing ratio are computed from its own summary table. A multiple is one lens, not a verdict.

The last few years in numbers

From the prospectus’s own summary financial table (restated consolidated (FY2026 consolidated; FY2025 and FY2024 standalone, which per the auditor is identical to consolidated as the Company had no subsidiary in those years)). Margins and growth are computed from the stated figures; everything else is as printed.

Revenue
FY202431 Cr
FY202536 Cr
FY202682 Cr
Profit after tax
FY20241 Cr
FY20256 Cr
FY20265 Cr
PeriodRevenueProfit after taxPAT marginNet worthBorrowings
FY202682 Cr+124%5 Cr-16%6.1%31 Cr4 Cr
FY202536 Cr+19%6 Cr+589%16.1%15 Cr4 Cr
FY202431 Cr1 Cr2.8%6 Cr0 Cr

Where the money goes

The offer →
Fresh issue — to the company125 Cr
Offer for sale — to existing holders0 Cr

Most of this issue is new shares — the money raised goes to the company, not to exiting shareholders.

How its cohort has done

63 mainboard issues listed in 2026 that we can price today. This is the group this issue belongs to.

+33.9%
Median return since issue price
27%
Now trading below their issue price

Neither figure is a forecast for this issue — they describe what happened to comparable issues. Full cohort analytics →

How the book finished

The category split is the number worth reading, not the total.

QIB9.06×
Non-institutional279×
Retail196×

Non-institutional: 279× their allocation. QIB: 9.06×.

See the full split, sub-category by sub-category →

What we hold for this issue

Stated up front on every issue, so a sparse page reads as a fact about the source rather than a broken one.

Category split — who bidQIB, non-institutional and retail, with sub-splits
How demand built over time23 readings held — our own series
Price-point demand curveCumulative bids at each price in the band
Lead managers and registrar1 bank
Official documents5 documents
Listing-day priceOpened at ₹239 on debut
Performance since listingComputed from our own daily closes

What could go wrong

All 14risks & documents →
SevereRelated-party export revenue to Holding Companyp. 29
SevereConcentration in three recently acquired US centresp. 30
SevereRelated-party trade receivables explosionp. 43

From the register read out of the issuer’s own prospectus — each item is quoted verbatim with its page on the risks tab.

Led by Mefcom Capital Markets Limited — median −8.4% across the 5 of its issues we can price. All lead managers →

What happens when

31 AugPre-apply
1 SeptBidding opens
3 SeptBidding closes
7 SeptAllotment
7 SeptRefunds
8 SeptListing
15 OctMandate ends

Next: the UPI mandate expires on 15 Oct 2026.

What to watch

  • The asking multiple is 74.5× earnings, and the issuer names no listed peers to compare it against.
  • The register's top risk: Related-party export revenue to Holding Company (prospectus page 29).
  • Its cohort's record: median +33.9% since issue price, 27% now below it — a base rate, not a forecast.

Each line restates a disclosure from the prospectus or the exchanges — nothing here is a recommendation to apply to this issue.

Track RAYS OF BELIEF LIMITED

Results, orders, board decisions and every other filing — summarised and sent to your WhatsApp the minute they are out.

Open the company page

Figures are as published by the exchanges and the issuer’s prospectus. MarketPing publishes facts, comparisons and history only — nothing here is a recommendation to apply to this issue, and we do not publish grey market premium.