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SS Retail IPO

SS Retail IPO is a mainboard IPO raising ₹501 Cr at ₹403 – ₹424 a share. The smallest application you can make is 35 shares, costing ₹14,840 at the top of the band. Bidding opens on 16 Sept 2026.

403 – 424
Price band
14,840
Minimum to apply (35 shares)
501 Cr
Issue size
16 Sept 2026
Bidding opens
Not publishedSubscription

Bidding has not opened yet, so there is nothing to subscribe to.

populated partly populated we hold nothing here — the tab says why

What happens when

16 SeptBidding opens
18 SeptBidding closes
22 SeptAllotment
22 SeptRefunds
23 SeptListing
30 OctMandate ends

Next: bidding opens on 16 Sept 2026.

What this company actually does

Read out of the prospectus’s business section, stripped of its marketing language.

SS Mobile is a multi-brand retail chain selling mobile phones, accessories and other electronic items through physical stores. As of March 31, 2026, it operated 503 stores across 215 cities in 5 states (Maharashtra, Karnataka, Madhya Pradesh, Goa and Gujarat), with a focus on tier II and tier III and beyond cities. It retails under three proprietary brands: SS Mobile (flagship), Mobile Exchange Wala (pre-owned smartphones via shop-in-shop) and The Mobile Space (smaller-format stores in tier II/III+ cities).

How it earns

Primarily retail sale of mobile phones and accessories through three operating models — Company-Owned Company-Operated (COCO, 16.70% of stores), Company-Owned Franchisee-Operated (COFO, 62.82%) and Franchisee-Owned Franchisee-Operated (FOFO, 20.48%) — with inventory ownership always retained by the company; the company pays franchisees a commission on meeting targets (COFO) or earns a fixed margin on inventory sold (FOFO), and also does wholesale/Corporate Sales through the company and a Subsidiary.

Who buys

End retail consumers across metro, mini-metro, tier I, tier II and tier III+ cities; no named key customers are disclosed (B2C retail). Ancillary credit/EMI facilities are offered via in-store mini-kiosks of multiple unnamed finance providers. Geographic concentration is high: Maharashtra stores contributed ₹2,094.57 crore (89.09%) of FY26 revenue from operations (FY26 revenue from operations: ₹2,351.03 crore; converted from ₹ million where 1 crore = 10 million).

Scale

503 stores across 215 cities in 5 states (458 in Maharashtra), 2,41,365 sq. ft. total retail area (5,36,597 sq. ft. including Olineo acquisition note); FY26 revenue from operations ₹2,351.03 crore (FY25: ₹1,597.93 crore; FY24: ₹1,206.74 crore) — converted from ₹ million (1 crore = 10 million); 1 owned + 2 leased warehouses in Kolhapur and Chhatrapati Sambhajinagar (Maharashtra); 4 logistics service providers in Mumbai, Pune, Nagpur and Bhopal; 5 exclusive brand 'smartphone cafe' outlets in Maharashtra.

What it says sets it apart

  • Largest mobile phone retail chain in West India and Maharashtra, and 3rd largest in India among peers (per Knowledge Company Report); store count grew from 236 in FY24 to 503 in FY26 at 45.99% CAGR — ~2.4x the peer average of 19.29%.
  • Highest sales per sq. ft. among peers at ₹1,46,347.03 in FY26 (FY25: ₹1,20,188.73) across 2,41,365 sq. ft. of total retail area, indicating leading space productivity.
  • Franchisee-led COFO (62.82% of stores) and FOFO (20.48%) models run through a 'Local Partners Approach' — franchisee partners must be residents of the store's area, with onboarding via a two-phase 'SS Gurukul' training programme; COFO revenue grew at 32.01% CAGR and FOFO at 110.49% CAGR over FY24–FY26.
  • Multi-brand strategy has scaled fast: pre-owned smartphone revenue grew from ₹51.51 crore (FY24) to ₹169.35 crore (FY26), or 4.27% → 7.20% of revenue from operations; 'The Mobile Space' brand grew from 19 stores (FY24) to 68 stores (FY26), contributing ₹172.28 crore in FY26 (7.33% of revenue).
  • Direct procurement arrangements with brands and/or their distributors/authorised dealers eliminating intermediaries; cluster-based site selection using an SOP-driven proposal process covering city demographics, competitor landscape and break-even timeline — average store closure rate of 3.65% of closing store count over FY24–FY26.

Revenue mix

Mobile phones 86.18%Pre-owned smartphones (Mobile Exchange Wala) 7.2%Accessories 4.29%Other electronic items (TVs, laptops, tablets) 1.39%Ancillary services (mobile protection plans, anti-theft software, recharge) 1.1%Mobile phones (new) 86.18%Other (accessories, electronics, corporate sales, Olineo) 6.62%Ancillary services (protection plans, recharge, anti-theft software) 1.1%

The numbers at a glance

The price they’re asking →
46.5×
Earnings multiple (derived)
₹9.11
EPS (stated)
2.5%
PAT margin, FY2026
+47%
Revenue growth, latest year
32.6%
RoNW (stated)
₹34.33
NAV per share (stated)
0.70×
Borrowings / net worth, FY2026

derived: cut-off price Rs424 / stated EPS Rs9.11 (Fiscal 2026 (Consolidated), diluted EPS computed per IND AS 33). Stated figures are as printed in the prospectus; margins, growth and the borrowing ratio are computed from its own summary table. A multiple is one lens, not a verdict.

The last few years in numbers

From the prospectus’s own summary financial table (Mixed: Restated Consolidated for FY2026; Restated Standalone for FY2025 and FY2024 (prospectus states FY2026 figures are not directly comparable with FY2025/FY2024 due to consolidation of subsidiaries)). Margins and growth are computed from the stated figures; everything else is as printed.

Revenue
FY20241,207 Cr
FY20251,598 Cr
FY20262,351 Cr
Profit after tax
FY202427 Cr
FY202540 Cr
FY202659 Cr
PeriodRevenueProfit after taxPAT marginNet worthBorrowings
FY20262,351 Cr+47%59 Cr+49%2.5%231 Cr163 Cr
FY20251,598 Cr+32%40 Cr+50%2.5%156 Cr125 Cr
FY20241,207 Cr27 Cr2.2%102 Cr110 Cr

Where the money goes

The offer →
Fresh issue — to the company360 Cr
Offer for sale — to existing holders140 Cr

Most of this issue is new shares — the money raised goes to the company, not to exiting shareholders.

What could go wrong

All 14risks & documents →
SevereTriple revenue concentration: Maharashtra, mobile phones, tier II/III citiesp. 33
SevereIndebtedness with Debt Service Coverage Ratio below 1.0xp. 65
Severe120 new stores planned annually with no locations or leases identifiedp. 60

From the register read out of the issuer’s own prospectus — each item is quoted verbatim with its page on the risks tab.

What we hold for this issue

Stated up front on every issue, so a sparse page reads as a fact about the source rather than a broken one.

Category split — who bidArrives when bidding opens
How demand built over timeNo subscription figure was published
Price-point demand curveLive only — NSE stops serving this once bidding closes
Lead managers and registrarNot published — smaller SME issues often name none
Official documents1 document
Listing-day priceArrives on the listing date
Performance since listingArrives on the listing date

How this cohort has done

63 mainboard issues listed in 2026 that we can price today. This is the group it is about to join.

+33.9%
Median return since issue price
27%
Now trading below their issue price

Neither figure is a forecast for this issue — they describe what happened to comparable issues. Full cohort analytics →

What to watch

  • Priced at 46.5× earnings — 135% above the median of the peers the issuer itself names.
  • The register's top risk: Triple revenue concentration: Maharashtra, mobile phones, tier II/III cities (prospectus page 33).
  • Its cohort's record: median +33.9% since issue price, 27% now below it — a base rate, not a forecast.

Each line restates a disclosure from the prospectus or the exchanges — nothing here is a recommendation to apply to this issue.

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Figures are as published by the exchanges and the issuer’s prospectus. MarketPing publishes facts, comparisons and history only — nothing here is a recommendation to apply to this issue, and we do not publish grey market premium.