Aavas Financiers Q3 PAT up 16%, cuts lending rate by 15 bps

Results View source PDF Explain this filing

AAVAS · price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close

-5.7%Reaction day

₹1381.40

prior close

₹1380.00

announcement price

After-mkt

timing

Nifty Smallcap 250market · index membership as recorded later (tracked since Jun 2026)-0.3%-5.4% vs market

Housing Finance Company peers, median of 17sector+0.2%-6.0% vs sector

On the reaction day the stock moved 5.4 pts less than Nifty Smallcap 250 and 6.0 pts less than its Housing Finance Company peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

-3.0

10m

-3.0

15m

-4.2

30m

-3.4

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

-5.7-0.3-5.4+0.2-6.0

Next day

-3.9+2.2-6.1+0.6-4.6

-3.1+2.7-5.8+0.3-3.4

-5.2+2.8-8.1-0.0-5.2

-5.9+2.1-7.9-0.8-5.1

-7.3+0.4-7.7-1.4-5.9

-5.6+1.1-6.7-2.6-2.9

15d

-6.5-0.2-6.3-4.8-1.7

-11.1-3.1-7.9-8.1-3.0

-16.7-6.5-10.2-9.9-6.8

+3.0+8.3-5.3+1.7+1.3

UpDownMarket · Nifty Smallcap 250Sector · Housing Finance Company peers, median of 17Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Q3 FY26 net profit rose 16% YoY to Rs 170 crore; 9M PAT at Rs 473 crore vs Rs 420 crore. Total income for Q3 up 13% to Rs 675 crore. Board approved a 15 basis points cut in prime lending rate effective March 1, 2026. Asset quality stable with GNPA at 1.19% and capital adequacy strong at 46.39%. Debt-equity ratio at 3.07.

Likely market impact

Steady earnings growth, healthy asset quality, and a small rate cut. Neutral to mildly positive for shareholders.