Q2 FY27 revenue up 31%, profit after tax up 38% as lending grows

Revenue growth above 20%Profit growth above 25%Negative operating cash flowResults View source PDF Explain this filing

ABCAPITAL · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close

+3.1%Reaction day

₹358.35

prior close

₹364.60

announcement price

In-mkt

timing

Nifty Midcap 150market-0.9%+4.0% vs market

Investment Company peers, median of 53sector-0.6%+3.6% vs sector

On the reaction day the stock moved 4.0 pts more than Nifty Midcap 150 and 3.6 pts more than its Investment Company peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

+3.0

10m

+2.3

15m

-0.4

30m

+2.9

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

+3.1-0.9+4.0-0.6+3.6

Next day

+5.6+0.3+5.3+0.2+5.4

+6.3+1.3+5.0+0.5+5.9

+6.4+2.9+3.5+1.2+5.2

+10.8+4.9+5.9+2.9+7.9

+11.3pendingpending+2.9+8.4

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15d

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UpDownMarket · Nifty Midcap 150Sector · Investment Company peers, median of 53Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Q2 FY27 consolidated revenue rose 31% year on year to ₹16,545 crore and profit after tax rose 38% to ₹1,288 crore. Lending assets grew 32% to ₹2,33,930 crore. Standalone Q2 profit after tax was ₹1,237 crore. Standalone operating cash outflow for the half year widened to ₹11,756 crore, mainly from higher lending. Debt was 4.28 times equity, down from 4.82 times in March. FY26 had a ₹11.54 crore exceptional labour charge.

Likely market impact

Strong profit and asset growth may support the stock, but the large operating cash outflow and high debt level remain shareholder risks.

By the numbersConsolidated · Q2 FY27 vs Q2 FY26

	Q2 FY27	Q2 FY26	Change
Revenue	₹14,003 Cr	₹10,595 Cr	+32.2%
Profit after tax	₹1,353 Cr	₹882.5 Cr	+53.4%

From the company's XBRL filing, not from the text above. Operating profit and EBITDA margin are not shown for banks and lenders, whose other income is their business.