Q2 FY27: loan portfolio up 20%, profit up 18%, bad loans rise

Investor Communications View source PDF Explain this filing

APTUS · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close

-12.8%Reaction day

₹205.75

prior close

₹205.78

announcement price

After-mkt

timing

Nifty Smallcap 250market+0.8%-13.5% vs market

Housing Finance Company peers, median of 17sector+1.6%-14.3% vs sector

On the reaction day the stock moved 13.5 pts less than Nifty Smallcap 250 and 14.3 pts less than its Housing Finance Company peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

-5.4

10m

-5.7

15m

-8.6

30m

-9.4

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

-12.8+0.8-13.5+1.6-14.3

Next day

-14.9pendingpending+1.1-16.0

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15d

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UpDownMarket · Nifty Smallcap 250Sector · Housing Finance Company peers, median of 17Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Aptus reported consolidated H1 FY27 loan assets of ₹14,177 crore and profit after tax of ₹528 crore, up 19%. Q2 profit was ₹267 crore, up 18%, while disbursements rose 27% to ₹2,206 crore. Gross bad loans increased to 1.68% from 1.55%, and net bad loans to 1.27% from 1.17%. Capital adequacy was 69.2%.

Likely market impact

Strong growth and profit support the stock, but the rise in bad loans is a near-term risk for shareholders.